CALL IMMEDIATELY FOR A FREE CONSULTATION
CALL IMMEDIATELY FOR A FREE CONSULTATION
A key point when filing a claim is knowing what your insurance covers. Hurricane or severe storm policies typically include several points, although each case is different and should be reviewed carefully.
Typically, insurance covers roof damage from strong winds, water damage to floors or walls, and broken doors or windows. But to be 100% sure, a hurricane damage attorney like Mario Serralta can review your policy and confirm it.
You also have to consider damage to things inside the house, such as furniture, appliances, and personal belongings. And something very common: branches or trees that fall due to winds. Even fires or explosions caused by the hurricane should be covered. Finally, debris removal also generates costs—and insurance can cover it, if properly stated in the claim.
Unfortunately, many insurers don’t want to pay everything they owe. They look for excuses or technicalities to cut costs or simply deny the claim. And if you don’t file the claim correctly, it can cost you dearly.
According to statistics, hurricanes cause the most expensive property damage in the United States. This is very common in Florida due to its location and climate. So much so that many people are already prepared to face these situations. Part of that preparation includes having insurance and a good attorney like Mario Serralta.
Insurance gives you some peace of mind knowing you’re covered. But overconfidence is also a mistake. The truth is, the process of filing a claim can be much more complicated than it seems. It can take a long time, and in some cases, you end up getting less than you’re entitled to… or nothing at all.
Therefore, before filing any claim, it’s best to consult with a hurricane damage attorney. Mario Serralta has the experience and knowledge to help you file a strong, error-free claim that truly covers all the damages suffered during the hurricane.
Dealing with an insurance claim can be a complicated and burdensome process. That’s why having a hurricane damage attorney can make all the difference. Insurance companies will do their best to pay out as little as possible because their goal is to preserve their bottom line.
To be on a level playing field, you need some technical knowledge and experience. Plus, when you’re trying to fix your home after a disaster, it’s very difficult to also manage paperwork, deadlines, and legal strategies. Specialists know how to expedite the process and bring it to a successful conclusion.
One of the biggest challenges when filing a claim is calculating all the damages. Wind, water, fallen trees—all of these affect you in different ways, and it’s not easy to estimate the total cost. Added to this is the fact that it’s almost impossible to lead a normal life while all this is happening. That’s why leaving your claim to an experienced attorney like Mario Serralta is a very good decision.
To move your claim forward quickly, it’s important to take certain steps. Many policies require you to do everything possible to prevent damage once it occurs. This includes:
•Cover the damaged areas of the roof with tarps
•Cover broken windows to prevent leaks
•Protect the home from new risks
All of this should be written into your policy, and an experienced hurricane claims attorney like Mario Serralta can guide you step by step to avoid mistakes.
Yes, you read that right. It’s best to contact a lawyer first before speaking with the insurance company. Why? Because that way you’ll be prepared for all the obstacles and excuses the company may use. Blindly trusting insurance can backfire. Some insurers do things right, but others won’t be fair when it comes to paying you.
If the company acts incorrectly, you can claim additional compensation beyond the damages. Some of the most common misconduct include:
•Making a false or deficient investigation about your home and the damages
•Refusing to explain or negotiate a legitimate claim
•Invent reasons to refuse payment
In any of these cases, Mario Serralta can file a breach of contract lawsuit against the insurer and help you get what you’re truly entitled to.
Insurance policies are often difficult for most people to understand. They’re full of technical language, clauses, and complicated details that make them incomprehensible. Therefore, having a hurricane damage attorney can be essential to be well prepared when facing the insurance company.
Insurance agents have experience and knowledge that the average client lacks, which puts everyone at a disadvantage. However, having an attorney like Mario Serralta on your side guarantees you the representation you need, defending your interests from the very beginning. Furthermore, the attorney doesn’t charge until you collect, so you can rest assured that he’ll do everything he can to achieve fair compensation.
Q: Why do I need a lawyer for my Hurricane Ian damage claim?
A: Hurricane Ian caused enormous destruction in Florida, one of the worst in years. Many homes and properties suffered severe damage. But like every hurricane, it eventually ends… and that’s when the hard part begins: fixing everything that was destroyed.
Sometimes they’re minor repairs. Other times, you have to rebuild from scratch. In either case, you’ll need a significant sum of money to make your home habitable again. That’s why having an experienced insurance claims attorney like Mario Serralta can be key to avoiding wasting time and money.
Q: Can I collect from insurance for damages from Hurricane Ian?
A: Yes. If your home was damaged by Hurricane Ian, you can claim repair costs based on your insurance policy.
This may include:
•Structural and foundation damage
•Roofs, patios, sidewalks or sheds
•Losses within the home (furniture, appliances, clothing, etc.)
•Accommodation expenses while repairs are being made
•Temporary Relocation
It all depends on the type of coverage you have. That’s why it’s so important to read your policy carefully and understand what you’re entitled to. And if you don’t understand it, that’s where your lawyer comes in.
Q: How do I file my Hurricane Ian damage claim?
A: Filing an effective claim isn’t easy. You have to gather information, photos, invoices, estimates, documents, and so on, and present them properly to the insurance company.
Insurers are very used to these types of claims. You, probably not. And they often take advantage of that difference to pay less or, outright, to reject the claim.
The best advice: hire someone who’s on equal footing with the insurer. A lawyer who understands the process and will represent you from day one.
Q: How much will I be able to collect for Hurricane Ian damages?
A: You can’t know exactly how much you’ll get from the start. After Hurricane Ian, thousands of people filed claims, and each one had different results.
Of course, what your policy says is important. But it also depends a lot on how the claim is filed, what documentation you have, and how the damages are assessed.
An experienced attorney knows which expenses can be included, how to justify each one, and how to put together a complete and timely claim. This greatly increases the chances of obtaining better compensation.
Hurricane Ian has wreaked havoc in Florida, making it the worst such storm to hit in years. Many homes or other properties have suffered extensive damage. But like all storms, at some point it ends, and that’s when you have to start repairing the damage. This work can be more arduous than one imagines. Whether it requires a few minor repairs or a total rebuild, it will most likely require a significant sum of money to restore the property and make it a livable home again. Therefore, having the help of an insurance claims expert like Mario Serralta will be invaluable.
If your house has been damaged by Hurricane Ian, you can recover the amounts of the repairs that are included in the insurance policy. These can range from structural and foundation damage, roof, sidewalks, and sheds, to interior home losses such as furniture and appliances. You may also be able to recover other expenses such as lodging during repairs or relocation. All this will depend on the coverage you have and the scope of it, so it is essential to understand the articles of the policy from beginning to end.
Making a successful claim is not an easy task. In addition to collecting all the information and documentation proving the damage, it is necessary to present it correctly to the insurance company. Hurricanes are one of the main causes of insurance claims, so companies are very used to these processes. However, customers do not have all the experience, and in many cases companies take advantage of this difference to pay less or even reject claims. The best advice that can be given to achieve an effective claim is to have the advice of someone who is on equal terms with the insurer: an insurance lawyer.
Knowing in advance how much you can collect on your insurance claim is not an easy task. After Hurricane Ian, thousands of clients file claims to obtain compensation for damages. Of course, the coverage of each policy is an important piece of information. But in addition, each claim will have a different result depending on how complete and effective the presentation is before the company. The main difficulty lies in making a correct and complete assessment of the damage. Experienced attorneys can recognize each of the expenses and obtain all the necessary documentation within the time frame to file the claim. Thus the chances of obtaining a larger amount increase considerably.
